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#UNOready Savings Account

Grow Your Money Daily with #UNOready Savings

Earn up to 3.75% p.a. with interest credited every single day. No minimum balance, no monthly fees, no catch.

Open Savings Account Calculate Your Earnings
PDIC Insured up to ₱500,000
Daily interest crediting
Free ₱50K life insurance

#UNOready Balance

₱124,380.24

+₱3,750

Interest Rate

3.75% p.a.

Daily interest

+₱12.78

Why Choose #UNOready Savings?

More than just a savings account—it's your gateway to elevated banking.

Competitive Interest Rates

3.25% p.a. for balances under ₱5,000, 3.75% p.a. for ₱5,000 to ₱4,999,999. Interest credited daily.

Free Life Insurance

Worth ₱50,000 when you maintain ₱10,000 average daily balance. Ages 18-65. Provided by Sun Life Grepa Financial.

Zero Fees, Zero Stress

No opening fee, no maintaining balance requirement, no monthly service charge, no penalty for low balance.

Free Virtual Debit Card

Get your UNO Debit Mastercard instantly. Shop online anywhere Mastercard is accepted.

See How UNO Stacks Up

Compare our rates with other banks and see why 1.6 million Filipinos chose UNO.

Watch Your Money Grow

See how much you can earn with #UNOready Savings over time.

Savings Calculator

Your Projected Earnings

After 12 months, you'll have: ₱234,750
Total interest earned: ₱14,750
Monthly interest: ₱1,229
Start Earning This Interest Today

Open Your Account in 5 Minutes

Getting started with #UNOready Savings is quick and easy.

1

Download the UNO app

Get the UNO app from App Store or Google Play

2

Sign up

With your mobile number and create your password

3

Verify your identity

Using valid government ID (eKYC)

4

Deposit minimum ₱100

To activate your account

5

Start saving!

Your virtual debit card is ready instantly

Requirements:

  • Filipino citizen
  • 18 years old or above
  • Valid government-issued ID
  • Philippine mobile number
  • Minimum ₱100 initial deposit
Open Account Now

Frequently Asked Questions

Everything you need to know about #UNOready Savings.

Is my money safe with UNO Digital Bank?

Absolutely. UNO is fully licensed by the Bangko Sentral ng Pilipinas (BSP) and your deposits are insured by PDIC up to ₱500,000. We use bank-grade security with 256-bit encryption, biometric authentication, and 24/7 fraud monitoring.

When will I receive my interest?

Interest is credited to your account daily! Unlike traditional banks that pay interest monthly or quarterly, you earn interest every single day with UNO.

Can I withdraw my money anytime?

Yes! Your savings account has no lock-in period. Withdraw whenever you need it through InstaPay, PESONet, or partner outlets nationwide.

Is there a limit to how much I can save?

You can deposit up to ₱4,999,999 and earn 3.75% p.a. interest. Amounts above this still earn interest at prevailing rates.

How do I get the free life insurance?

Simply maintain an average daily balance of ₱10,000 and you're automatically covered with ₱50,000 life insurance at no extra cost. Coverage is from ages 18-65.

Start Growing Your Savings Today

Join 1.6 million Filipinos who chose smarter banking with UNO.

Open #UNOready Account Talk to Customer Happiness