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UNO Transact

Move Your Money. Keep What's Yours.

Send money, pay bills, and tap to pay — all from the same account where your savings already grow.

Instant Transfers
Zero Fees

Available Balance

Active

Send Money

Any bank or e-wallet

Daily Limit

₱500K

All Your Moves, One Place

Send, pay, and tap — without juggling a separate app for every task.

Send Money

Send to any bank or e-wallet in the Philippines — it lands in seconds.

  • Lands in seconds
  • Low fees
  • All major banks

Pay Bills

Pay utilities, credit cards, and other bills with just a few taps.

  • 500+ billers
  • Auto-pay options
  • Payment history

QR Pay

Pay at any store or restaurant with a scan — no cash, no card needed.

  • Free via QR Ph
  • Confirmed instantly
  • Receipt tracking

International Transfer

Send money abroad with competitive exchange rates and low fees.

  • Best exchange rates
  • Low transfer fees
  • Fast delivery

Transparent Limits & Fees

Your money, no extra cost to move it.

Transaction Limits

InstaPay Limit ₱50,000
Daily Send Limit ₱500,000
Bill Payment Limit ₱100,000

Fees

InstaPay Transfer ₱8
PESONet Transfer FREE
Bill Payment Low fee
UNO-to-UNO Transfer FREE
QR Ph Transfer FREE
International Transfer ₱150

Bank-Grade Security

Every transaction is backed by a BSP-licensed, PDIC-insured bank.

Secure Encryption

Every transaction is encrypted and verified before it goes through.

Biometric Authentication

Secure your account with fingerprint and face recognition technology.

Real-time Monitoring

Every transaction is screened for fraud, 24/7.

Device Verification

Verify new devices with SMS and email confirmations.

PIN Protection

A second PIN confirms high-value transactions.

Instant Alerts

Notified the moment money moves in or out.

Get Set Up in 3 Steps

Join 3.4M+ Filipinos who already send, pay, and tap with UNO.

1

Download App

Get the UNO Digital Bank app from App Store or Google Play.

2

Verify Account

Complete your identity verification in just 5 minutes.

3

First Payment

Send money, pay a bill, or scan to pay — you're set.