How do I apply for a loan?
Overview
You can apply for a UNO Digital Bank loan directly in the app. Qualified customers can borrow up to ₱250,000 with transparent fees and fast approvals.
Loan amounts range up to ₱250,000. We'll show your personalized limit and the exact terms before you submit your application.
Steps to apply
- Open the app and go to Loans.
- Tap Apply and choose your desired amount and term.
- Provide basic details and upload required documents (if prompted).
- Review the summary: interest, fees, repayment schedule, and total cost.
- Submit and verify with your passcode or biometrics.
Eligibility, limits, and timing
- Eligibility depends on your profile and verification level.
- Maximum loan amount is up to ₱250,000; your available limit will be shown in-app.
- Most applications receive a decision within minutes; some may take longer if additional checks are needed.
Troubleshooting
Check your details and documents. If you think this was a mistake, try again after addressing the prompt shown in-app.
Ensure your IDs and proofs are clear and valid. Resubmit from Loans → Applications.
Some cases require manual checks. We'll notify you once a decision is available.
Security
Your application and documents are protected by strong customer authentication and encryption. We never share your data without consent.
Related articles
Browse allUnderstanding interest and fees
How APR works and what affects your total repayment.
Improve your loan eligibility
Verification levels and profile tips to increase your limit.
Make an early repayment
How to pay ahead, partial repayments, and fees.
Loan statements and schedules
Where to find your repayment schedule and statements.